[1]
Al Berto, M. and Samsuri , A. 2025. Beyond Access to Finance: Financial Literacy and Managerial Effectiveness among MSMEs in Bantul Regency. Journal of Integrative Sustainability and Ethics. 1, 1 (Dec. 2025), 96–110. DOI:https://doi.org/10.15642/jibec.2025.1.1.96-110.